Medicare’s Observation Status Makes Inpatients Into Outpatients (via NPR)

Posted on Leave a commentPosted in Medicare A & B, Patient Health

Beware of the “Admitted for Observation” Billing Code A daughter’s story: “An ER doctor examined her, saw that she couldn’t move her leg, couldn’t really even hold her body upright and had trouble with her memory. He said he would admit her to the hospital’s observation unit to figure out what was going on. He […]

Long term care insurance

What About Long Term Care of Your Future Aches and Pains?

Posted on Leave a commentPosted in Life Insurance, Long-Term Care

I’m sharing below a concise Bloomberg summary of how long term care insurance has been dragging General Electric Company. Coincidentally, this week I met with a client facing a LTC premium increase from $3902 to $5248 annually. Her long term care insurance company did offer some reduced benefit options but no guarantee premiums won’t be […]

Q&A: Help, I Missed the Medicare AEP Deadline!

Posted on Leave a commentPosted in Medicare, Part C Medicare Advantage, Part D Precription Drug, Prescription Drug Plan, Uncategorized

This year’s Medicare October 15 through December 7 AEP (Annual Enrollment Period) was a busy time for me and I’m grateful for the scores of individuals and couples who permitted me to help with their 2018 Medicare Supplement, Medicare Advantage or Part D Prescription drug plan selection. Still, as I am fielding calls for help […]

Aetna and Albany Medical Center announce new Medicare agreement

Posted on Leave a commentPosted in Part C Medicare Advantage

Albany Medical Center and Physicians Aetna and Albany Medical Center announced that the two organizations have signed a new contract that results in an expansion of Aetna’s current Medicare Advantage network to include Albany Medical Center and its employed physicians.   Aetna Medicare Advantage Plans Aetna offers HMO and Local PPO Medicare Advantage products throughout […]

A conversation: “Having this EPIC plan was a miracle; an absolute miracle.”

Posted on 2 CommentsPosted in Interviews, Part D Precription Drug, Prescription Drug Plan

Only a fraction of the nearly 3 million New York State residents aged 65 and older are enrolled in the state’s pharmaceutical assistance program known as New York EPIC. When I meet with New York Medicare Part D clients, I ask if their individual income is below the $75,000 threshold, $100,000 if married. If so, […]