Medicare 2019 Part A and Part B: Premium and Deductible Changes

Posted on Leave a commentPosted in Medicare A & B, Medicare supplement

On October 12, 2018, the Centers for Medicare & Medicaid Services (CMS) released the 2019 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Medicare Part A Deductible Medicare Part A covers covers inpatient hospital, skilled nursing facility, and some home health care services. The annual inpatient hospital deductible that […]

A conversation: “Having this EPIC plan was a miracle; an absolute miracle.”

Posted on 2 CommentsPosted in Interviews, Part D Precription Drug, Prescription Drug Plan

Only a fraction of the nearly 3 million New York State residents aged 65 and older are enrolled in the state’s pharmaceutical assistance program known as New York EPIC. When I meet with New York Medicare Part D clients, I ask if their individual income is below the $75,000 threshold, $100,000 if married. If so, […]

A conversation: Medicare and Colonoscopy Alternatives

A conversation: Medicare and Colonoscopy Alternatives

Posted on Leave a commentPosted in Interviews, Medicare, Patient Health

A few months ago Argie, my Medicare client, called asking whether her Medicare Advantage plan with $0 copay for preventative screening included a recent alternative to a colonoscopy. I hadn’t heard of this procedure and don’t like to guess so we both did some research. We learned, yes, since Medicare recognized this new screening as […]

Medicare Supplement Plan

A conversation: Focus the fight against cancer instead of the HMO

Posted on Leave a commentPosted in Client Testimonial, Interviews, Medicare supplement

In this nearly 16 minute conversation Greensboro North Carolina residents, Bob and Signe Foxworth, talk about their frustration and anxiety of trying, unsuccesfully, to obtain HMO approval for Bob’s preferred out of network prostate cancer treatment. Listen as Bob and Signe explain how peace of mind came when Dan counseled them to revert to Original […]

Medicare Cards are Changing

Posted on Leave a commentPosted in Medicare, Medicare A & B, Medicare supplement, Uncategorized

Medicare is removing Social Security Numbers from Medicare cards Congress in 2015 passed a law requiring Medicare to stop using Social Security numbers and come up with a way to protect seniors from identity theft. The new Medicare numbers will be a randomly generated sequence of 11 numbers and letters. Beginning April 2018, Medicare will […]

Medicare Extra Help: “The savings are a godsend…”

Posted on 2 CommentsPosted in Client Testimonial, Part D Precription Drug, Prescription Drug Plan

Medicare Extra Help I was delighted to assist this New York based beneficiary who is on a limited income and was not aware of the Medicare Extra Help Savings Program available through a New York State program for Medicare Part B premium or that Social Security offers “Extra Help” with Part D premium and prescription […]

Long term care insurance

A Medicare pilot program raises questions about care…

Posted on Leave a commentPosted in Long-Term Care, Medicare A & B, Medicare supplement, Patient Health, Uncategorized

In this September 2017 Washington Post article (link below), the writer shares the story about a Medicare pilot program after his 90 year old mother fell, and the resulting hospital and rehabilitation facility experience. The writer legitimately questions whether the hospital and rehabilitation facility fast tracked his mother who, suffering from dementia, wasn’t progressing quickly […]

Annual Enrollment Period

What to know about the Medicare Annual Enrollment Period (AEP)

Posted on 2 CommentsPosted in Medicare A & B, Part D Precription Drug, Prescription Drug Plan

Mark your calendar. October 15th to December 7th is the Medicare Annual Enrollment Period (AEP.) During this time Medicare beneficiaries can change Medicare Advantage ( Part C) or Medicare Prescription Drug (Part D) plans with ease. Plan or coverage changes go into effect January 1, 2018. If you are enrolled in a Medicare Plan C or Plan D […]