Medicare A & B

What is the “Medicare Savings Program?”

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Individuals enrolled in Medicare Parts A and B may apply for the Medicare Savings Program. If eligible you will receive help paying the Medicare Part B premium, currently $135.50. In some instances, (QMB) the program will pay your Part A and Part B deductible and co-insurance amounts. (And possibly a percentage of your Part C […]

Medicare A & B

What is Medigap High F?

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What is the Medigap High F Plan? This plan provides the same benefits as standard Plan F after a $2,300 (2019) deductible has been met. The standard Plan F is a Medigap policy that pays the Medicare hospital and medical Parts A and B deductible and co-insurance – the dollars not paid by Original Medicare.  Plan F […]

Medicare

Medicare Cards are Changing

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Medicare is removing Social Security Numbers from Medicare cards Congress in 2015 passed a law requiring Medicare to stop using Social Security numbers and come up with a way to protect seniors from identity theft. The new Medicare numbers will be a randomly generated sequence of 11 numbers and letters. Beginning April 2018, Medicare will […]

Medicare

The “Medicare and You” 2018 Guide is Available

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The 2018 Medicare Annual Enrollment Period begins October 15 and ends December 7, 2017. During this period, I will be hosting a complimentary, no-obligation, Community Meetings to discuss Original Medicare, Medicare Supplement and Prescription Drug plans as well as Medicare Part C (Medicare Advantage) plans including the difference between HMO and PPO. The “Medicare & […]

Long-Term Care

A Medicare pilot program raises questions about care…

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Long term care insurance

In this September 2017 Washington Post article (link below), the writer shares the story about a Medicare pilot program after his 90 year old mother fell, and the resulting hospital and rehabilitation facility experience. The writer legitimately questions whether the hospital and rehabilitation facility fast tracked his mother who, suffering from dementia, wasn’t progressing quickly […]