Medicare Extra Help: “The savings are a godsend…”

Posted on Leave a commentPosted in Client Testimonial, Part D Precription Drug, Prescription Drug Plan

Medicare Extra Help I was delighted to assist this New York based beneficiary who is on a limited income and was not aware of the Medicare Extra Help Savings Program available through a New York State program for Medicare Part B premium or that Social Security offers “Extra Help” with Part D premium and prescription […]

The “Medicare and You” 2018 Guide is Available

Posted on Leave a commentPosted in Medicare, Medicare A & B, Medicare supplement, Part D Precription Drug, Prescription Drug Plan, Upcoming Events

The 2018 Medicare Annual Enrollment Period begins October 15 and ends December 7, 2017. During this period, I will be hosting a complimentary, no-obligation, Community Meetings to discuss Original Medicare, Medicare Supplement and Prescription Drug plans as well as Medicare Part C (Medicare Advantage) plans including the difference between HMO and PPO. The “Medicare & […]

Annual Enrollment Period

What to know about the Medicare Annual Enrollment Period (AEP)

Posted on 1 CommentPosted in Medicare A & B, Part D Precription Drug, Prescription Drug Plan

Mark your calendar. October 15th to December 7th is the Medicare Annual Enrollment Period (AEP.) During this time Medicare beneficiaries can change Medicare Advantage ( Part C) or Medicare Prescription Drug (Part D) plans with ease. Plan or coverage changes go into effect January 1, 2018. If you are enrolled in a Medicare Plan C or Plan D […]

Is the new Novo Nordisk “improved” insulin worth a 60-70% price hike? The market says ‘no.’

Posted on Leave a commentPosted in Part D Precription Drug, Prescription Drug Plan

My clients regularly ask why brand name medications are so expensive. This great article by WSJ reporter Denise Roland helps explain the game. “In traditional marketing, a product line extension is the use of an established brand name for a new item with new flavors, forms, colors, added ingredients, package sizes.” Novo Nordisk repackaged its […]

“What’s The Donut Hole?”

Posted on Leave a commentPosted in Part D Precription Drug, Prescription Drug Plan

On January 1, 2006, the US federal government introduced a program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries.  You must enroll in a Part C (Medicare Advantage with Drug) or Part D (Stand Alone Prescription Drug) plan to participate in this federal-government-subsidized drug program. Here’s a summary on how […]

“Thank you again for giving me my life back.”

Posted on 4 CommentsPosted in Client Testimonial, Part D Precription Drug, Prescription Drug Plan

…. it’s great to hear results. Just before Thanksgiving I met with a recently widowed woman who was reeling from her loss and struggling to make sense of her health plan costs and dramatically reduced monthly income. When she disclosed her assets and monthly income, I explained to her some programs she was likely eligible for and provided assistance with the enrollment […]

New York EPIC and Medicare Part D

Posted on 2 CommentsPosted in Part D Precription Drug, Prescription Drug Plan

  The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State Program that provides seniors with co-payment assistance for Medicare Part D prescription drugs. Members must be enrolled in a Medicare Part D drug plan. including any Medicare Advantage plan with Part D prescription drug coverage Provides secondary coverage for Medicare Part D […]

Family Caregivers Kit: 9 Free Publications

Posted on Leave a commentPosted in Long-Term Care, Prescription Drug Plan

Manage a loved one’s finances and health care with knowledge and confidence. The Family Caregivers Kit is a collection of publications that help you understand your duties as an agent under a power of attorney, keep track of medications, protect your loved ones from scams, and more.   PUBLICATIONS FEATURED IN THE FREE FAMILY CAREGIVERS KIT […]