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What About Long Term Care of Your Future Aches and Pains?

I’m sharing below a concise Bloomberg summary of how long term care insurance has been dragging General Electric Company. Coincidentally, this week I met with a client facing a LTC premium increase from $3902 to $5248 annually. Her long term care insurance company did offer some reduced benefit options but no guarantee premiums won’t be […]

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Medicare Part C Medicare Advantage Part D Prescription Drug Uncategorized

Q&A: Help, I Missed the Medicare AEP Deadline!

This year’s Medicare October 15 through December 7 AEP (Annual Enrollment Period) was a busy time for me and I’m grateful for the scores of individuals and couples who permitted me to help with their 2018 Medicare Supplement, Medicare Advantage or Part D Prescription drug plan selection. Still, as I am fielding calls for help […]

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Part D Prescription Drug Uncategorized

Part D Late Enrollment Penalty

Q: “Dan, I just received a letter stating I will have to pay a Part D late enrollment penalty next year for not having a drug plan during the months of February through December, 2017. What’s this all about?” A: “Sam, after you turned 65 in October 2016 you had individual coverage with prescription drug […]

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Medicare Medicare A & B Medicare supplement Uncategorized

Medicare Cards are Changing

Medicare is removing Social Security Numbers from Medicare cards Congress in 2015 passed a law requiring Medicare to stop using Social Security numbers and come up with a way to protect seniors from identity theft. The new Medicare numbers will be a randomly generated sequence of 11 numbers and letters. Beginning April 2018, Medicare will […]

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Medicare A & B Medicare supplement Patient Health Uncategorized

A Medicare pilot program raises questions about care…

In this September 2017 Washington Post article (link below), the writer shares the story about a Medicare pilot program after his 90 year old mother fell, and the resulting hospital and rehabilitation facility experience. The writer legitimately questions whether the hospital and rehabilitation facility fast tracked his mother who, suffering from dementia, wasn’t progressing quickly […]

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Something to think about.

Happy Monday morning. I enjoyed and am sharing this piece of writing by scientist David Bohm, author of “Thought as a System.” “Reality is what we take to be true. What we take to be true is what we believe. What we believe is based upon our perceptions. What we perceive depends on what we […]

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Informational Guides to Medicare

Download your own copy of these informational guides from Medicare Made Clear. Do you have additional questions about Medicare? There’s a guide for that! The comprehensive Show Me Guide and the other resources listed below can help. http://www.medicaremadeclear.com/information/medicare-guides Contact me with any questions: http://www.myuhcagent.com/daniel.alcorn

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Family Caregivers Kit: 9 Free Publications

Manage a loved one’s finances and health care with knowledge and confidence. The Family Caregivers Kit is a collection of publications that help you understand your duties as an agent under a power of attorney, keep track of medications, protect your loved ones from scams, and more.   PUBLICATIONS FEATURED IN THE FREE FAMILY CAREGIVERS KIT […]

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Families providing care

39% of U.S. adults care for someone with significant health issues, up from 30% in 2010.