Fidelis Legacy Plan has informed thousands of Eastern New York State Medicare beneficiaries that their Medicare Advantage Flex HMO plan won’t be offered in 2019. Click Here for Copy of Notice in PDF Format. So what happens next? Individuals who don’t take action before December 31, 2018 will lose their prescription drug coverage and […]
My thoughts on some of the six excellent questions Elizabeth Rosenthal, author of “An American Sickness,” suggests you should ask at every doctor’s appointment to make sure your medical bills are what you expect. Question #1. How much will this cost? Your provider’s office staff will know the fee a procedure, or series of procedures are billed […]
When you’re first eligible for Medicare, usually when you turn 65, you have an Initial Enrollment Period to sign up for Part A. You usually don’t pay a monthly premium for Medicare Part A (Hospital Coverage) if you or your spouse paid Medicare taxes for 40 quarters, or ten years, while working. This is sometimes […]
Annuities, long-term care insurance or a hybrid life insurance / LTC rider are better options than trying to go-it-alone.