Medicare beneficiaries with individual or joint income up to the above maximum income levels are eligible for the Medicare Savings Program offered through New York State Medicaid.
- $0 premium for Medicare Parts A and B premium, deductible and copays.
- Helps pay for Part D premium, Rx deductible and Rx copays
Once approved, those individuals can enjoy even more benefits through a combination Medicare / Medicaid plan called Medicare Advantage Dual-Special Needs.
- Individuals (QMB Level):
- 2026 – $1,856 monthly income
- Couples (QMB Level):
- 2026 – $ 2,509 monthly income
Below are some Medicare Advantage Dual plans available in New York State:
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| Company | HMO Plan Code | Go To >> |
| Aetna Medicare Assure | H3312-070 info | FBDE ($140*) Plan Documents |
| Aetna Medicare Assure QMB | H3312-089 info | QMB ($15) Plan Documents |
| MVP Dual Access Complete | H3305-033 | FBDE (OTC*) Plan Documents |
| MVP Dual Access QMB | H3305-034 | QMB (OTC*) Plan Documents |
| UHC Dual Complete NY | H2001-063-001 PPO | S001 FBDE ($98) |
| H3387-014-001 HMO | S002 FBDE ($OTC) | |
| H3387-015-001 HMO | Q001 QMB ($35) | |
| (*) Not all members qualify for full OTC allowance, special supplemental benefits for members living with chronic conditions. Examples such as cancer, cardiovascular disorders, chronic heart failure, dementia, diabetes or chronic lung disorders. All applicable eligibility requirements must be met before the benefits are provided. For DUAL Medicare / Medicaid plans elsewhere in New York State, visit our team page for an agent advisor serving your area. |
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Medicare Savings Program – Click to Download Application