If receiving your Social Security retirement benefits before age 65, you will be automatically enrolled in Medicare Parts A and B. The coverage usually begins the month of your 65th birthday and the Part B Medicare premium is withheld from your Social Security benefit payment. Many individuals working past age 65 and still insured through […]
“After listening to the webinar by Dan Alcorn I can honestly say I finally have an understanding of the process as well as how to make an educated decision on what will work best for me. I appreciated his approach to the information as well as opportunities to ask specific questions.” ~ Sandra M. (May […]
If you, a loved one, friend or neighbor has experienced “sticker shock” with your Medicare Part D prescription drug co-payment, the following case study may interest you. Earlier this week, I received this message from an Albany New York County couple: “We were talking with our neighbor Kathy about the sudden and unaffordable cost of […]
Only a fraction of the nearly 3 million New York State residents aged 65 and older are enrolled in the state’s pharmaceutical assistance program known as New York EPIC. When I meet with New York Medicare Part D clients, I ask if their individual income is below the $75,000 threshold, $100,000 if married. If so, […]
In this nearly 16 minute conversation Greensboro North Carolina residents, Bob and Signe Foxworth, talk about their frustration and anxiety of trying, unsuccesfully, to obtain HMO approval for Bob’s preferred out of network prostate cancer treatment. Listen as Bob and Signe explain how peace of mind came when Dan counseled them to revert to Original […]
Medicare Extra Help I was delighted to assist this New York based beneficiary who is on a limited income and was not aware of the Medicare Savings Program available through a New York State program for Medicare Part B premium or that Social Security offers “Extra Help” with Part D premium and prescription drug co-pay. […]
A Medicare Supplement Testimonial …. it’s great to hear results.
…. it’s great to hear results. Just before Thanksgiving I met with a recently widowed woman who was reeling from her loss and struggling to make sense of her health plan costs and dramatically reduced monthly income. When she disclosed her assets and monthly income, I explained to her some programs she was likely eligible for and provided assistance with the enrollment […]
New York EPIC The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State Program that provides seniors with prescription drug assistance secondary to Medicare Part D. Members must be enrolled in a Medicare Part D drug plan. including any Medicare Advantage plan with Part D prescription drug coverage Provides secondary coverage for Medicare […]
Medicare Savings Program Most Medicare beneficiaries pay $0 for the Part A hospitalization benefits if they or their spouse paid Medicare withholding taxes while they worked. For Part B medical insurance, most people pay the standard monthly premium withheld from Social Security benefit. For New York State residents meeting certain conditions, a Medicare Savings Program […]