Medicare

The “Medicare and You” 2018 Guide is Available

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The 2018 Medicare Annual Enrollment Period begins October 15 and ends December 7, 2017. During this period, I will be hosting a complimentary, no-obligation, Community Meetings to discuss Original Medicare, Medicare Supplement and Prescription Drug plans as well as Medicare Part C (Medicare Advantage) plans including the difference between HMO and PPO. The “Medicare & […]

Medicare A & B

Medicare for All or State Control: Competing Senate Health Care Plans

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This New York Times article (here’s the link) suggests the competing US Senate health plans, Federal Medicare for All vs. Block Grants to States, are polar opposites. Years ago in Canada, these very opposites met in the middle. Canadian Tommy Douglas is considered by many the “Father of Medicare” for introducing the first provincial hospital insrance program […]

Part D Precription Drug

Is the new Novo Nordisk “improved” insulin worth a 60-70% price hike? The market says ‘no.’

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My clients regularly ask why brand name medications are so expensive. This great article by WSJ reporter Denise Roland helps explain the game. “In traditional marketing, a product line extension is the use of an established brand name for a new item with new flavors, forms, colors, added ingredients, package sizes.” Novo Nordisk repackaged its […]

Part D Precription Drug

“What’s The Donut Hole?”

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On January 1, 2006, the US federal government introduced a program to subsidize the costs of prescription drugs and prescription drug insurance premiums for Medicare beneficiaries.  You must enroll in a Part C (Medicare Advantage with Drug) or Part D (Stand Alone Prescription Drug) plan to participate in this federal-government-subsidized drug program. Here’s a summary on how […]