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Medicare A & B

Switching Medicare Supplement (Medigap) policies

Reasons Why New Yorkers Switch Their Medicare Supplement (Medigap) Policies: You’re paying for benefits you don’t need. You need more benefits than you needed before. Your current Medigap policy has the right benefits, but you want to change your insurance company. Your current Medigap policy has the right benefits, but you want to find a […]

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Case Studies Part D Prescription Drug

“Thank you again for giving me my life back.”

…. it’s great to hear results. Just before Thanksgiving I met with a recently widowed woman who was reeling from her loss and struggling to make sense of her health plan costs and dramatically reduced monthly income. When she disclosed her assets and monthly income, I explained to her some programs she was likely eligible for and provided assistance with the enrollment […]

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Part D Prescription Drug

New York EPIC and Medicare Part D

New York EPIC The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State Program that provides seniors with prescription drug assistance secondary to Medicare Part D. Members must be enrolled in a Medicare Part D drug plan. including any Medicare Advantage plan with Part D prescription drug coverage Provides secondary coverage for Medicare […]

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Medicare A & B

Medicare Part A / B Savings Program

Medicare Savings Program Most Medicare beneficiaries pay $0 for the Part A hospitalization benefits if they or their spouse paid Medicare withholding taxes while they worked. For Part B medical insurance, most people pay the standard monthly premium withheld from Social Security benefit. For New York State residents meeting certain conditions, a Medicare Savings Program […]