Long term care insurance

What About Long Term Care of Your Future Aches and Pains?

Posted on Leave a commentPosted in Life Insurance, Long-Term Care

I’m sharing below a concise Bloomberg summary of how long term care insurance has been dragging General Electric Company. Coincidentally, this week I met with a client facing a LTC premium increase from $3902 to $5248 annually. Her long term care insurance company did offer some reduced benefit options but no guarantee premiums won’t be […]

Long term care insurance

A Medicare pilot program raises questions about care…

Posted on Leave a commentPosted in Long-Term Care, Medicare A & B, Medicare supplement, Patient Health, Uncategorized

In this September 2017 Washington Post article (link below), the writer shares the story about a Medicare pilot program after his 90 year old mother fell, and the resulting hospital and rehabilitation facility experience. The writer legitimately questions whether the hospital and rehabilitation facility fast tracked his mother who, suffering from dementia, wasn’t progressing quickly […]

Long term care insurance

How the Medicaid Debate Affects Long-Term Care Insurance Decisions

Posted on Leave a commentPosted in Long-Term Care, Patient Health

Worth the read. Long term care is a ticking time bomb for Boomers. Medicare doesn’t cover it and future Medicaid budgets are iffy.  I recommend considering the new life insurance “use or use it” over stand alone long term care plans. https://mobile.nytimes.com/2017/07/14/your-money/how-the-medicaid-debate-affects-long-term-care-insurance-decisions.html

Questions to ask your doctor.

Posted on 1 CommentPosted in Long-Term Care, Medicare A & B, Patient Health

My thoughts on some of the six excellent questions Elizabeth Rosenthal, author of “An American Sickness,” suggests you should ask at every doctor’s appointment to make sure your medical bills are what you expect. Question #1. How much will this cost?  Your provider’s office staff will know the fee a procedure, or series of procedures are billed […]

Family Caregivers Kit: 9 Free Publications

Posted on Leave a commentPosted in Long-Term Care, Prescription Drug Plan

Manage a loved one’s finances and health care with knowledge and confidence. The Family Caregivers Kit is a collection of publications that help you understand your duties as an agent under a power of attorney, keep track of medications, protect your loved ones from scams, and more.   PUBLICATIONS FEATURED IN THE FREE FAMILY CAREGIVERS KIT […]