Medicare’s Observation Status Makes Inpatients Into Outpatients (via NPR)

Posted on Leave a commentPosted in Medicare A & B, Patient Health

Beware of the “Admitted for Observation” Billing Code A daughter’s story: “An ER doctor examined her, saw that she couldn’t move her leg, couldn’t really even hold her body upright and had trouble with her memory. He said he would admit her to the hospital’s observation unit to figure out what was going on. He […]

Long term care insurance

What About Long Term Care of Your Future Aches and Pains?

Posted on Leave a commentPosted in Life Insurance, Long-Term Care

I’m sharing below a concise Bloomberg summary of how long term care insurance has been dragging General Electric Company. Coincidentally, this week I met with a client facing a LTC premium increase from $3902 to $5248 annually. Her long term care insurance company did offer some reduced benefit options but no guarantee premiums won’t be […]

Medicare Portability or, Am I Covered When I’m Away From Home?

Posted on Leave a commentPosted in Client Testimonial, Medicare supplement, Part C Medicare Advantage

With a middle schooler at home, retirement remains a few years away for me.  Still, I am looking forward to when the schedule may be a little less hectic and there’s more free time to travel and explore. (And with cell coverage and internet access I will still be serving clients like you, perhaps with […]

Long term care insurance

A Medicare pilot program raises questions about care…

Posted on Leave a commentPosted in Long-Term Care, Medicare A & B, Medicare supplement, Patient Health, Uncategorized

In this September 2017 Washington Post article (link below), the writer shares the story about a Medicare pilot program after his 90 year old mother fell, and the resulting hospital and rehabilitation facility experience. The writer legitimately questions whether the hospital and rehabilitation facility fast tracked his mother who, suffering from dementia, wasn’t progressing quickly […]

Annual Enrollment Period

What to know about the Medicare Annual Enrollment Period (AEP)

Posted on 2 CommentsPosted in Medicare A & B, Part D Precription Drug, Prescription Drug Plan

Mark your calendar. October 15th to December 7th is the Medicare Annual Enrollment Period (AEP.) During this time Medicare beneficiaries can change Medicare Advantage ( Part C) or Medicare Prescription Drug (Part D) plans with ease. Plan or coverage changes go into effect January 1, 2018. If you are enrolled in a Medicare Plan C or Plan D […]

Medicare for All or State Control: Competing Senate Health Care Plans

Posted on Leave a commentPosted in Medicare A & B, Patient Health

This New York Times article (here’s the link) suggests the competing US Senate health plans, Federal Medicare for All vs. Block Grants to States, are polar opposites. Years ago in Canada, these very opposites met in the middle. Canadian Tommy Douglas is considered by many the “Father of Medicare” for introducing the first provincial hospital insrance program […]