Worth the read. Long term care is a ticking time bomb for Boomers. Medicare doesn’t cover it and future Medicaid budgets are iffy. 

I recommend considering the new life insurance “use or use it” over stand alone long term care plans.

https://mobile.nytimes.com/2017/07/14/your-money/how-the-medicaid-debate-affects-long-term-care-insurance-decisions.html